Paycall.me accepts stablecoin payments alongside cards. You add USDT or USDC to your balance from any wallet or exchange, and spend that balance on paid calls, paid messages, booked sessions and ticketed events with any creator on the platform. Creators can also choose to be paid out in stablecoins instead of to a bank account.
Only stablecoins are accepted, and that is a deliberate restriction rather than a limitation. A volatile coin would make the amount credited to your balance depend on how long the network took to confirm — pay $50 in a coin that moves 4% during confirmation and someone has to absorb the difference. USDT and USDC are pegged to the dollar, so the amount you intend to pay is the amount that arrives.
You choose an amount and a network, and get an invoice page with an address, a QR code and the exact amount to send including the network fee. Once the transfer is confirmed on-chain, your balance updates automatically — usually within a few minutes, depending on the network.
Nothing is credited from the page you land on afterwards. The balance is booked from the confirmed blockchain payment itself, so closing the tab, losing connection or going back in your browser cannot cost you the payment.
Every crypto transfer pays a network fee, and every transfer waits for confirmations. On a $5 top-up that overhead is a bad deal for you and a support ticket for us. Below $25, card payment is simply the better option — it starts at $5 and clears instantly.
The minimum is about economics, not policy. If you want to spend $10 with a creator, use a card.
Crypto top-ups work on the website, not inside the iOS or Android apps. Apple and Google require digital goods bought in an app to go through their own in-app purchase systems, so offering an outside payment method there is not permitted. This is stated plainly rather than hidden: if you are in the app and want to pay with stablecoins, open paycall.me in a browser.
A card payment can be disputed weeks after a call has already happened. That is why earnings from card payments sit in a holding period before they become withdrawable — the money has to still be reachable if a chargeback lands.
A stablecoin payment cannot be reversed, so that reason disappears. Earnings funded entirely by crypto deposits are released without the usual holding period, provided the platform's own fraud checks come back clean.
Creators keep 88% of what they earn. There is no monthly fee and no cost to start.
Paycall.me pricing
Irreversibility cuts both ways. There is no chargeback to protect a buyer either, so a crypto payment is not the right choice if you want a card issuer standing behind the transaction. Unused balance can still be refunded as described in the refund policy, but a refund is a credit to your Paycall balance — it is not sent back on-chain.
Deposit limits also still apply. They scale with account age and identity verification, exactly as they do for card payments.
| Crypto (USDT / USDC) | Card | |
|---|---|---|
| Minimum | $25 | $5 |
| Speed | Minutes, after on-chain confirmation | Instant |
| Available in the mobile apps | No — website only | Yes |
| Can be charged back | No | Yes |
| Creator holding period | Waived on a clean fraud check | Applies |
| Needs a bank or card | No | Yes |
Very few. OnlyFans, Fanvue and Patreon are card and bank based and do not accept cryptocurrency from fans. Paycall.me accepts USDT and USDC on five networks for topping up a balance, which can then be spent on calls, messages, sessions and events.
Yes. Choose the crypto option when topping up your balance, pick USDT and the network you are sending from (Tron, Polygon, BNB Smart Chain, Solana or Ethereum), and send the amount shown on the invoice page. The balance is credited automatically after on-chain confirmation.
Usually a few minutes. The exact time depends on the network you choose and how busy it is. Tron, Polygon and Solana confirm faster and cheaper than Ethereum.
An underpaid invoice is not credited automatically, because the shortfall would otherwise be absorbed by the platform. It is flagged for manual review and support resolves it. Sending more than the invoice asks for is credited as the invoiced amount.
Funds sent on a network other than the one you selected may be unrecoverable. The invoice page states the network explicitly for this reason. Always confirm the network in your wallet before sending.
The payer covers the processing fee, which is shown on the invoice page before you send anything, plus whatever network fee your wallet charges. Your Paycall balance is credited the full amount you chose to top up.
A blockchain transfer cannot be reversed. Unused balance can be refunded under the refund policy, but as a credit rather than an on-chain transfer back to your wallet.
Yes. A creator can request a payout in USDT or USDC to their own wallet instead of to a bank account. Crypto payouts are reviewed and sent by the team rather than automatically, within the processing time published on the pricing page.
Create an account, top up with USDT or USDC, and spend it on calls, messages or a booked session.
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